NMLS # 238240 / 19730 Ventura Blvd, Suite 6 Woodland Hills, CA 91364 / Get Directions
Office: 877-420-2003 Fax: 818-610-7138 Cell: 818-800-2220

Programs

A sample page description

Close More Loans with BEC INVESTMENTS INC

VA & IRRRLs


  • 580 Min FICO (approved eligible on 580-599)
  • 700 Min FICO to $1.5 MM
  • 100% LTV – Cash out Refi to $1.5 MM
  • Manual UWs OK! No Price Hit!
  • Cash in hand to $75k on Refi’s
  • IRRRLs: AVM / 2055 Not Required
  • IRRRLs: Streams to 135% LTV (no income required)
  • IRRRLs: Mortgage must be current! (previously needed 0x30 in last 24 mos)
  • IRRRLs: Now Open for N/O/O!

Freddie Mac


  • W-2 Validation for Wage Earner is allowed
  • TRUE Blended Ratios with Non-occupant Co-borrower
  • 75% LTV – C/O Refi on High Balance, O/O
  • 1 Unit – with 620 FICO
  • 1 Year Tax Returns Self-employed Borrower with LP Approval

Fannie Mae


  • 97% LTV FTHBs – 620 FICO!!
  • 85% LTV on N/O/O Purchases
  • Debt Ratio is “per DU”
  • 5% Borrower Contribution can be all gift!
  • W-2 Validation for Wage Earners
  • Handwritten Paystubs allowed
  • 100% Gift funds for Conventional SFR
  • Non-owner occupied, No landlord history required
  • 5 – 10 Units financed properties

FHA


  • 580 Min FICO (approved eligible on 580-599)
  • W-2 Validation for Wage Earners
  • Gift Funds allowed – Min 600 FICO
  • No Min Trade line Requirement
  • Max DTI & Income Doc: “per DU”
  • Cash out Refi’s to 85% LTV
  • Manual Underwrites

WE ARE THE KING OF STATED INCOME AND LINE OF CREDIT PROGRAMS .

Get Qualified Now!